Arohan Financial Services Unlisted Shares
Industry: Financial | Sector: Non banking financial company | Depository: NSDL, CDSL
₹ 5,106.00
Key Indicators
| Key Indicators | 2025 |
|---|---|
| Current Share Price | 5,106.00 |
| Face Value | Share | 10.00 |
| Book Value | Share | 127.40 |
| Price To Earning (PE) | 36.50 |
| Price | Sales | 2.50 |
| Price | Book | 2.10 |
| Outstanding Shares (Crores) | 15.89 |
| Market Cap (Rs. Crores) | 4,171.13 |
| Debt | Equity | 2.40 |
| Dividend | Share | 0.00 |
| Dividend % (On Current Market Price) | 0.0% |
| Return on Total Assets | 1.5% |
| Return on Equity | 5.1% |
| Return on Working Capital | 11.4% |
* Ratio is calculated based on latest financial & current share price.
About The Company
Arohan Financial Services Limited is a leading NBFC-MFI with operations in financially under-penetrated Low Income States of India. Arohan provides income generating loans and other financial inclusion related products to customers who have limited or no access to financial services. As of September 30, 2020, Arohan were the fifth largest NBFC-MFI in India and the largest NBFC-MFI in Eastern India (Source: CRISIL Report), based on Gross Loan Portfolio (""GLP"") with a GLP of INR 48.57 billion.
Pricing Trend
Financial Summary
Revenue Growth %
EBITDA Margin %
NET Margin %
Profit & Loss Summary
(All Amount in ₹ Crores)
| PROFIT & LOSS | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,695.3 | 1,634.6 | 1,091.0 | 920.4 | 655.2 | 934.5 | 634.6 | 327.0 |
| Expense | 918.4 | 624.4 | 527.6 | 429.9 | 1,224.8 | 760.2 | 260.1 | 155.0 |
| EBITDA | 776.9 | 1,010.2 | 563.4 | 490.5 | -211.1 | 174.3 | 395.2 | 172.0 |
| Other Cost | 638.8 | 597.9 | 473.4 | 407.6 | 6.7 | 6.7 | 218.0 | 126.6 |
| Profit Before Taxes | 138.1 | 412.3 | 90.0 | 82.9 | -217.8 | 167.6 | 177.1 | 45.4 |
| Tax Expense | 28.4 | 98.5 | 19.3 | 22.0 | -57.8 | 40.8 | 49.5 | 15.8 |
| Profit after Taxes | 109.7 | 313.8 | 70.7 | 61.0 | -159.9 | 126.8 | 127.6 | 29.7 |
| Other Income | Exp. | -6.9 | -3.7 | -2.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Income (Net Of Taxes) | 102.8 | 310.1 | 68.1 | 61.0 | -159.9 | 126.8 | 127.6 | 29.7 |
| Outstanding Share | 15.9 | 11.7 | 11.7 | 12.0 | 11.0 | 10.5 | 9.1 | 8.9 |
| Earning per Share (Rs | Share) | 7.2 | 26.6 | 6.1 | 5.0 | -15.0 | 12.0 | 12.0 | 3.0 |
| Revenue Growth % | - | -3.6% | -33.3% | -15.6% | -28.8% | 42.6% | -32.1% | -48.5% |
| EBITDA Margin % | 45.8% | 61.8% | 51.6% | 53.3% | -32.2% | 18.7% | 62.3% | 52.6% |
| Net Margin % | 6.1% | 19% | 6.2% | 6.6% | -24.4% | 13.6% | 20.1% | 9.1% |
| Earning per Share Growth % | - | 269.4% | -77.1% | -18% | -400% | -180% | 0% | -75% |
Balance Sheet
(All Amount in ₹ Crores)
| Balance Sheet | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Cash & Cash Equivalent | 436.5 | 939.0 | 556.6 | 1,307.4 | 1,158.0 | 688.6 | 207.8 | 177.9 |
| Non Current Asset | 120.0 | 6,799.3 | 4,901.3 | 3,914.3 | 193.1 | 66.8 | 1,001.5 | 521.1 |
| Current Asset | 6,329.3 | 377.1 | 560.3 | 7.5 | 4,130.1 | 4,525.4 | 2,654.1 | 1,655.1 |
| Total Asset | 6,885.8 | 8,115.4 | 6,018.2 | 5,229.2 | 5,481.2 | 5,280.8 | 3,863.3 | 2,354.2 |
| Equity Share Capital | 158.9 | 157.4 | 150.4 | 120.2 | 120.2 | 110.3 | 101.2 | 88.2 |
| Reserves | 1,866.2 | 1,757.3 | 1,187.6 | 903.3 | 838.5 | 852.3 | 580.1 | 291.6 |
| Total Equity | 2,025.1 | 1,914.7 | 1,338.0 | 1,023.5 | 958.6 | 962.6 | 681.2 | 379.8 |
| Non Current Liability | 56.4 | 6,130.3 | 4,633.0 | 4,164.0 | 40.3 | 34.8 | 1,340.4 | 939.0 |
| Current Liability | 4,804.3 | 70.4 | 47.2 | 41.7 | 4,482.2 | 4,283.4 | 1,841.7 | 1,035.3 |
| Total Liabilities | 4,860.7 | 6,200.7 | 4,680.1 | 4,205.7 | 4,522.6 | 4,318.2 | 3,182.1 | 1,974.3 |
| Total Equity & Liability | 6,885.8 | 8,115.4 | 6,018.2 | 5,229.2 | 5,481.2 | 5,280.8 | 3,863.3 | 2,354.2 |
Cash Flow Summary
(All Amount in ₹ Crores)
| CASH FLOW SUMMARY | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activity | 1,013.1 | -1,229.8 | -923.2 | 63.4 | 113.7 | -761.4 | -1,258.0 | -1,059.1 |
| Investing Activity | -210.6 | -11.2 | -106.8 | -1.7 | -2.0 | -4.7 | -4.4 | -3.1 |
| Financing Activity | -1,305.0 | 1,623.4 | 632.9 | -266.1 | 357.7 | 1,280.7 | 1,278.0 | 1,036.3 |
| Net Cash Flow | -502.5 | 382.4 | -397.1 | -204.4 | 469.5 | 514.6 | 15.5 | -26.0 |
Share Holding
Registered Address
ISIN: INE808K01017
PAN: AAECA6121D
PTI Building, 4th Floor, DP-9, Sector V, Salt Lake, Kolkata 700 091
Management
Mr. Dinesh Mittal
chairman
Mr. Manoj Nambiar
managing director
Mr. Milind Nare
chief financial officer
Mr. Anirudh Thakur
company secretary
Download Financial Result
News
Arohan Financial Services raises Rs 730 crore in share sale to private equity investors
RBI removes biz restrictions on Kolkata-based Arohan Financial Services
Arohan Financial Services Limited Ranked 35th among India’s Best Companies to Work For, 2024
Arohan Financial Services Q4 net rises 377 pc to Rs 103.16 Cr
Arohan Financial Services announces festive top-up credit offers
As indebtedness rises, microfinance industry has amber lights switched on
Digital loan application app by Arohan Financial Services can be a game changer in Microfinance co.
FMO proposes another $250mn funding for India's Arohan Financial
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About Arohan Financial Services Unlisted Shares
Having started microfinance operations in 2006 in Kolkata, Arohan Financial Services Ltd is operational in 17 states, where 12 are low-income states. The company offers financial inclusion products to more than 2.21 million under-served clients with a loan portfolio of over Rs 48.57 billion as on 30 September 2020. The company was founded in 2006 and is the largest NBFC-MFI in Eastern India and the fifth largest
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